State and federal custodians hold tens of billions of dollars belonging to American corporations: dormant dividends, vendor credits, escrow balances, payroll checks, securities, and post-merger residuals. Duality Recovery identifies, documents, and recovers what is rightfully yours. Confidential audits. Contingency-based engagements. No funds at risk.
Every U.S. state (and several federal agencies) operates an unclaimed property division. When a corporation's check goes uncashed, a vendor credit ages out, or a subsidiary's bank balance lies dormant past statutory thresholds, the asset is escheated to the state. The state holds it indefinitely, awaiting a valid claim.
Corporations rarely audit for what is owed to them. Address changes, mergers, divestitures, and predecessor entities break the notification chain. The capital sits.
Most of it never returns. Until someone goes looking.
Duality Recovery works with corporate finance leaders, fiduciaries, and transactional advisors who recognize that recovered capital is real capital. We do not work consumer claims, heir cases, or individual finder work.
Controllers, CFOs, and treasurers seeking a clean sweep of state custodial databases for the company, its subsidiaries, and former legal names. Findings are reconciled to your G/L.
Post-close audits surface assets escheated under predecessor entities. Especially relevant for serial acquirers, holding companies, and platform consolidations with long entity histories.
Trustees, receivers, and dissolution counsel responsible for surfacing every recoverable asset on behalf of the estate or surviving entity.
Every engagement follows the same disciplined sequence. You receive a written audit report before any claim is filed, and you approve every claim before submission.
Volume firms run automated name-match searches and chase low-value claims at scale. We do the opposite.
Most recoveries are missed because the asset escheated under a name your current accounting team has never heard of. We build the full corporate genealogy first.
Pure contingency engagements. We invoice only against successful recoveries, capped at the maximum permitted by each state's claimant-representative statutes.
Registered as a claimant's representative where required. Written disclosures on every engagement. We will tell you when filing yourself is cheaper than hiring us.
Engagements are confidential. No public client lists. No press releases. Many of our matters involve transactional dynamics or material asset values our clients prefer not to advertise.
Pure contingency. We are paid a percentage of recovered funds, set per engagement and capped at the maximum permitted by each state's claimant-representative statutes. There are no upfront fees, no monthly retainers, and no charges for unsuccessful searches.
Engagement letters disclose the fee structure in full before any work begins.
The initial audit is typically delivered within two to four weeks of engagement. Individual claims, once filed, generally resolve within 60 to 180 days, varying significantly by jurisdiction, claim complexity, and asset type. Securities and dividend claims tend to take longer than cash claims.
For a single low-dollar claim in a single state, filing in-house is often the right call, and we will say so when applicable. The economics shift in our favor when the search spans many jurisdictions, the entity history is complex (mergers, name changes, dissolved subsidiaries), the documentation burden is heavy, or the company lacks internal capacity to manage filings, follow-up, and custodian correspondence over a six- to twelve-month claim cycle.
Yes. The majority of U.S. states regulate parties who recover unclaimed property on behalf of others. Statutes commonly require written contracts, fee disclosures, and fee caps; several require registration as a claimant's representative. We operate within each state's framework and decline engagements that would require us to violate it.
They try. Statutory due-diligence requires holders to notify owners before escheatment. In practice, corporate addresses change, M&A breaks the chain of custody, notice thresholds are often set above small-dollar amounts, and once an asset reaches state custody it is the claimant's burden to identify, document, and recover it. The state does not actively search for owners.
No. No reputable firm in this category can. Custodian discretion, documentation gaps, conflicting claims, and statutory time limits all affect outcomes. What we do provide is a written audit identifying probable matches with estimated values, allowing you to make an informed decision before authorizing any filings.
Duality Recovery is a B2B practice. We do not handle consumer claims, individual heir cases, or other private-party finder work. Engagements are with corporations, partnerships, trusts, and the legal or fiduciary professionals who represent them.
Tell us briefly about your organization and what you'd like us to look at. We respond within one business day. Initial conversations and the audit-scoping process are conducted under a mutual NDA at your option.